As part of Wealth Management (WM), we have developed a distinct 4-component methodology aligning the dimensions of risk and return to your investment goals and objectives. It is our framework for implementing Investment Consulting (IC).
PLAN
Upon understanding your investment goals and objectives, we design a tailored, written Investment Policy Statement which acts as our “compass” and assists in confirming our understanding of the goals and objectives, and guides the principles for which the recommendations were made.
GLOBAL DIVERSIFICATION
We endeavor to capture the risks that we feel will generate expected returns, while minimizing the risks we feel will not. Global diversification is a concept we adhere to. We do not recommend active “stock picking” and we do not speculate on future events by attempting to “time the market”.
DISCIPLINE/BEHAVIOR
An integral component of the Wealth Management Method™ is the discipline to “stay the course” on the agreed upon strategy we seek to efficiently design with you. Confidence can be placed in the notion that an appropriate “compass” is there to confirm the recommendations of the agreed upon strategy. If there is a feeling of uncertainty, we use it as an opportunity to reconfirm the suitability of ‘Component 1′.
REBALANCING
With market movements, an investment portfolio will periodically become “unbalanced”, naturally steering away from the target asset allocation. To get back on course, we establish certain parameters that will trigger a recommendation for discussion with you on rebalancing the portfolio back to the target asset allocation. Properly executed, rebalancing allows the opportunity to “buy lower and sell higher”, as well as ensuring that the investment portfolio is not unaligned with its target asset allocation.
